If you invested $350 in the S&P 500 at the beginning of 1971, you would have about $62,676.42 at the end of 2022, assuming you reinvested all dividends. This is a return on investment of 17,807.55%, or 10.49% per year.
This lump-sum investment beats inflation during this period for an inflation-adjusted return of about 2,378.19% cumulatively, or 6.37% per year.
If you used dollar-cost averaging (monthly) instead of a lump-sum investment, you'd have $54,975.57.
The graph below shows the performance of $350 over time if invested in an S&P 500 index fund. The returns assume that all dividends are automatically reinvested.
This chart shows the rate of gains and loss by month, including dividends:
The nominal return on investment of $350 is $62,326.42, or 17,807.55%. This means by 2022 you would have $62,676.42 in your pocket.
However, it's important to take into account the effect of inflation when considering an investment and especially a long-term investment. You can convert S&P returns to their real (inflation-adjusted) value using an inflation calculation based on the U.S. Bureau of Labor Statistics Consumer Price Index (CPI).
In the case of the returns described above, the CPI in 1971 was 40.500 and the CPI in 2022 was 292.656.
The ratio between these CPIs describes how relative buying power of a dollar has changed over 51 years.
Adjusted for inflation, the $62,676.42 nominal end value of the original $350 investment would have a real return of roughly $8,323.65 in 1971 dollars. This means the inflation-adjusted return is 2,378.19% as opposed to the original 17,807.55%.
For more information on inflation, see our U.S. inflation calculator for 1971.
The table below shows the full dataset pertaining to a $350 investment, including gains and losses over the 624-month period between 1971 and 2022.
Note that data shown is the monthly average closing price. Returns include dividends.
Year | Month | Return (%) | Amount ($) | CPI |
---|---|---|---|---|
1971 | 1 | 4.15% | 364.53 | 39.80 |
1971 | 2 | 2.83% | 374.85 | 39.90 |
1971 | 3 | 3.67% | 388.62 | 40.00 |
1971 | 4 | -1.11% | 384.32 | 40.10 |
1971 | 5 | -1.60% | 378.18 | 40.30 |
1971 | 6 | -0.46% | 376.43 | 40.60 |
1971 | 7 | -1.52% | 370.72 | 40.70 |
1971 | 8 | 2.49% | 379.94 | 40.80 |
1971 | 9 | -1.86% | 372.86 | 40.80 |
1971 | 10 | -4.37% | 356.56 | 40.90 |
1971 | 11 | 7.16% | 382.10 | 40.90 |
1971 | 12 | 4.42% | 399.00 | 41.10 |
1972 | 1 | 2.09% | 407.33 | 41.10 |
1972 | 2 | 2.62% | 418.00 | 41.30 |
1972 | 3 | 1.26% | 423.26 | 41.40 |
1972 | 4 | -0.78% | 419.98 | 41.50 |
1972 | 5 | 0.52% | 422.14 | 41.60 |
1972 | 6 | -0.50% | 420.02 | 41.70 |
1972 | 7 | 3.78% | 435.91 | 41.90 |
1972 | 8 | -1.21% | 430.63 | 42.00 |
1972 | 9 | 0.42% | 432.43 | 42.10 |
1972 | 10 | 5.25% | 455.15 | 42.30 |
1972 | 11 | 2.31% | 465.67 | 42.40 |
1972 | 12 | 0.99% | 470.28 | 42.50 |
1973 | 1 | -3.33% | 454.64 | 42.60 |
1973 | 2 | -1.35% | 448.53 | 42.90 |
1973 | 3 | -1.63% | 441.20 | 43.30 |
1973 | 4 | -2.57% | 429.86 | 43.60 |
1973 | 5 | -1.99% | 421.31 | 43.90 |
1973 | 6 | 1.21% | 426.41 | 44.20 |
1973 | 7 | -1.64% | 419.43 | 44.30 |
1973 | 8 | 2.00% | 427.80 | 45.10 |
1973 | 9 | 4.24% | 445.92 | 45.20 |
1973 | 10 | -6.85% | 415.36 | 45.60 |
1973 | 11 | -6.81% | 387.10 | 45.90 |
1973 | 12 | 1.70% | 393.68 | 46.20 |
1974 | 1 | -2.47% | 383.94 | 46.60 |
1974 | 2 | 4.57% | 401.51 | 47.20 |
1974 | 3 | -4.82% | 382.17 | 47.80 |
1974 | 4 | -2.71% | 371.83 | 48.00 |
1974 | 5 | 0.46% | 373.53 | 48.60 |
1974 | 6 | -11.35% | 331.14 | 49.00 |
1974 | 7 | -3.76% | 318.68 | 49.40 |
1974 | 8 | -10.01% | 286.77 | 50.00 |
1974 | 9 | 2.38% | 293.58 | 50.60 |
1974 | 10 | 3.74% | 304.57 | 51.10 |
1974 | 11 | -6.09% | 286.02 | 51.50 |
1974 | 12 | 8.63% | 310.71 | 51.90 |
1975 | 1 | 10.81% | 344.29 | 52.10 |
1975 | 2 | 4.97% | 361.41 | 52.50 |
1975 | 3 | 1.49% | 366.79 | 52.70 |
1975 | 4 | 6.71% | 391.41 | 52.90 |
1975 | 5 | 2.89% | 402.74 | 53.20 |
1975 | 6 | 0.43% | 404.48 | 53.60 |
1975 | 7 | -7.00% | 376.18 | 54.20 |
1975 | 8 | -0.85% | 372.97 | 54.30 |
1975 | 9 | 4.97% | 391.51 | 54.60 |
1975 | 10 | 2.04% | 399.51 | 54.90 |
1975 | 11 | -1.18% | 394.80 | 55.30 |
1975 | 12 | 9.55% | 432.48 | 55.50 |
1976 | 1 | 4.18% | 450.55 | 55.60 |
1976 | 2 | 0.80% | 454.16 | 55.80 |
1976 | 3 | 1.10% | 459.14 | 55.90 |
1976 | 4 | -0.38% | 457.38 | 56.10 |
1976 | 5 | 0.90% | 461.50 | 56.50 |
1976 | 6 | 2.67% | 473.80 | 56.80 |
1976 | 7 | -0.56% | 471.14 | 57.10 |
1976 | 8 | 2.44% | 482.63 | 57.40 |
1976 | 9 | -3.11% | 467.63 | 57.60 |
1976 | 10 | -0.37% | 465.91 | 57.90 |
1976 | 11 | 3.79% | 483.56 | 58.00 |
1976 | 12 | -0.54% | 480.96 | 58.20 |
1977 | 1 | -2.37% | 469.57 | 58.50 |
1977 | 2 | -0.05% | 469.31 | 59.10 |
1977 | 3 | -1.19% | 463.71 | 59.50 |
1977 | 4 | 0.06% | 464.01 | 60.00 |
1977 | 5 | 0.90% | 468.18 | 60.30 |
1977 | 6 | 1.28% | 474.19 | 60.70 |
1977 | 7 | -2.08% | 464.33 | 61.00 |
1977 | 8 | -1.18% | 458.87 | 61.20 |
1977 | 9 | -2.20% | 448.79 | 61.40 |
1977 | 10 | 0.98% | 453.19 | 61.60 |
1977 | 11 | -0.08% | 452.83 | 61.90 |
1977 | 12 | -3.39% | 437.48 | 62.10 |
1978 | 1 | -0.97% | 433.22 | 62.50 |
1978 | 2 | 0.27% | 434.37 | 62.90 |
1978 | 3 | 4.83% | 455.35 | 63.40 |
1978 | 4 | 5.50% | 480.42 | 63.90 |
1978 | 5 | 0.67% | 483.66 | 64.50 |
1978 | 6 | -0.06% | 483.35 | 65.20 |
1978 | 7 | 7.33% | 518.77 | 65.70 |
1978 | 8 | 0.40% | 520.85 | 66.00 |
1978 | 9 | -2.77% | 506.40 | 66.50 |
1978 | 10 | -5.44% | 478.87 | 67.10 |
1978 | 11 | 1.92% | 488.07 | 67.40 |
1978 | 12 | 4.19% | 508.50 | 67.70 |
1979 | 1 | -1.06% | 503.13 | 68.30 |
1979 | 2 | 2.34% | 514.91 | 69.10 |
1979 | 3 | 2.43% | 527.42 | 69.80 |
1979 | 4 | -1.89% | 517.44 | 70.60 |
1979 | 5 | 2.42% | 529.95 | 71.50 |
1979 | 6 | 1.42% | 537.48 | 72.30 |
1979 | 7 | 5.01% | 564.43 | 73.10 |
1979 | 8 | 1.54% | 573.12 | 73.80 |
1979 | 9 | -3.35% | 553.91 | 74.60 |
1979 | 10 | -0.32% | 552.12 | 75.20 |
1979 | 11 | 4.40% | 576.44 | 75.90 |
1979 | 12 | 3.31% | 595.53 | 76.70 |
1980 | 1 | 4.40% | 621.71 | 77.80 |
1980 | 2 | -8.78% | 567.14 | 78.90 |
1980 | 3 | -1.16% | 560.55 | 80.10 |
1980 | 4 | 5.04% | 588.78 | 81.00 |
1980 | 5 | 6.86% | 629.18 | 81.80 |
1980 | 6 | 4.97% | 660.45 | 82.70 |
1980 | 7 | 3.50% | 683.60 | 82.70 |
1980 | 8 | 2.84% | 702.98 | 83.30 |
1980 | 9 | 3.32% | 726.36 | 84.00 |
1980 | 10 | 4.61% | 759.88 | 84.80 |
1980 | 11 | -1.24% | 750.42 | 85.50 |
1980 | 12 | 0.01% | 750.49 | 86.30 |
1981 | 1 | -3.07% | 727.45 | 87.00 |
1981 | 2 | 4.14% | 757.59 | 87.90 |
1981 | 3 | 1.29% | 767.39 | 88.50 |
1981 | 4 | -1.62% | 754.98 | 89.10 |
1981 | 5 | 0.86% | 761.46 | 89.80 |
1981 | 6 | -2.02% | 746.10 | 90.60 |
1981 | 7 | 0.80% | 752.09 | 91.60 |
1981 | 8 | -8.30% | 689.65 | 92.30 |
1981 | 9 | 1.73% | 701.56 | 93.20 |
1981 | 10 | 3.04% | 722.91 | 93.40 |
1981 | 11 | 1.18% | 731.44 | 93.70 |
1981 | 12 | -4.80% | 696.30 | 94.00 |
1982 | 1 | -1.91% | 682.97 | 94.30 |
1982 | 2 | -2.74% | 664.23 | 94.60 |
1982 | 3 | 5.47% | 700.56 | 94.50 |
1982 | 4 | 0.57% | 704.55 | 94.90 |
1982 | 5 | -5.27% | 667.41 | 95.80 |
1982 | 6 | 0.24% | 669.04 | 97.00 |
1982 | 7 | 0.79% | 674.35 | 97.50 |
1982 | 8 | 12.10% | 755.93 | 97.70 |
1982 | 9 | 8.88% | 823.06 | 97.90 |
1982 | 10 | 4.50% | 860.10 | 98.20 |
1982 | 11 | 1.36% | 871.76 | 98.00 |
1982 | 12 | 3.93% | 905.98 | 97.60 |
1983 | 1 | 2.13% | 925.28 | 97.80 |
1983 | 2 | 3.87% | 961.05 | 97.90 |
1983 | 3 | 4.20% | 1,001.39 | 97.90 |
1983 | 4 | 4.42% | 1,045.69 | 98.60 |
1983 | 5 | 1.75% | 1,064.02 | 99.20 |
1983 | 6 | 0.71% | 1,071.56 | 99.50 |
1983 | 7 | -2.41% | 1,045.76 | 99.90 |
1983 | 8 | 3.31% | 1,080.42 | 100.20 |
1983 | 9 | 0.65% | 1,087.42 | 100.70 |
1983 | 10 | -1.14% | 1,075.01 | 101.00 |
1983 | 11 | -0.13% | 1,073.63 | 101.20 |
1983 | 12 | 1.58% | 1,090.55 | 101.30 |
1984 | 1 | -5.11% | 1,034.80 | 101.90 |
1984 | 2 | 0.44% | 1,039.38 | 102.40 |
1984 | 3 | 0.51% | 1,044.65 | 102.60 |
1984 | 4 | -0.25% | 1,042.01 | 103.10 |
1984 | 5 | -1.85% | 1,022.75 | 103.40 |
1984 | 6 | -0.91% | 1,013.46 | 103.70 |
1984 | 7 | 9.21% | 1,106.76 | 104.10 |
1984 | 8 | 1.41% | 1,122.34 | 104.50 |
1984 | 9 | -0.41% | 1,117.71 | 105.00 |
1984 | 10 | 1.29% | 1,132.08 | 105.30 |
1984 | 11 | -0.71% | 1,124.07 | 105.30 |
1984 | 12 | 4.70% | 1,176.87 | 105.30 |
1985 | 1 | 5.79% | 1,244.98 | 105.50 |
1985 | 2 | -0.48% | 1,239.03 | 106.00 |
1985 | 3 | 1.02% | 1,251.72 | 106.40 |
1985 | 4 | 2.74% | 1,285.97 | 106.90 |
1985 | 5 | 2.51% | 1,318.26 | 107.30 |
1985 | 6 | 2.25% | 1,347.88 | 107.60 |
1985 | 7 | -1.85% | 1,323.01 | 107.80 |
1985 | 8 | -1.88% | 1,298.07 | 108.00 |
1985 | 9 | 1.50% | 1,317.48 | 108.30 |
1985 | 10 | 6.42% | 1,402.07 | 108.70 |
1985 | 11 | 5.29% | 1,476.31 | 109.00 |
1985 | 12 | 0.75% | 1,487.40 | 109.30 |
1986 | 1 | 5.70% | 1,572.14 | 109.60 |
1986 | 2 | 6.18% | 1,669.35 | 109.30 |
1986 | 3 | 2.74% | 1,715.11 | 108.80 |
1986 | 4 | 0.49% | 1,723.55 | 108.60 |
1986 | 5 | 3.13% | 1,777.55 | 108.90 |
1986 | 6 | -1.80% | 1,745.48 | 109.50 |
1986 | 7 | 2.28% | 1,785.30 | 109.50 |
1986 | 8 | -2.46% | 1,741.44 | 109.70 |
1986 | 9 | -0.09% | 1,739.88 | 110.20 |
1986 | 10 | 3.53% | 1,801.35 | 110.30 |
1986 | 11 | 1.71% | 1,832.13 | 110.40 |
1986 | 12 | 6.67% | 1,954.40 | 110.50 |
1987 | 1 | 6.46% | 2,080.69 | 111.20 |
1987 | 2 | 4.38% | 2,171.75 | 111.60 |
1987 | 3 | -0.86% | 2,153.15 | 112.10 |
1987 | 4 | 0.17% | 2,156.87 | 112.70 |
1987 | 5 | 4.50% | 2,253.90 | 113.10 |
1987 | 6 | 3.12% | 2,324.26 | 113.50 |
1987 | 7 | 6.45% | 2,474.27 | 113.80 |
1987 | 8 | -3.03% | 2,399.29 | 114.40 |
1987 | 9 | -11.85% | 2,114.88 | 115.00 |
1987 | 10 | -12.30% | 1,854.68 | 115.30 |
1987 | 11 | -1.33% | 1,829.93 | 115.40 |
1987 | 12 | 4.25% | 1,907.63 | 115.40 |
1988 | 1 | 3.33% | 1,971.13 | 115.70 |
1988 | 2 | 3.23% | 2,034.84 | 116.00 |
1988 | 3 | -0.89% | 2,016.81 | 116.50 |
1988 | 4 | -2.19% | 1,972.68 | 117.10 |
1988 | 5 | 6.00% | 2,091.00 | 117.50 |
1988 | 6 | -0.31% | 2,084.58 | 118.00 |
1988 | 7 | -1.72% | 2,048.76 | 118.50 |
1988 | 8 | 1.93% | 2,088.24 | 119.00 |
1988 | 9 | 3.80% | 2,167.63 | 119.80 |
1988 | 10 | -2.02% | 2,123.84 | 120.20 |
1988 | 11 | 2.33% | 2,173.24 | 120.30 |
1988 | 12 | 3.51% | 2,249.58 | 120.50 |
1989 | 1 | 3.30% | 2,323.81 | 121.10 |
1989 | 2 | -0.16% | 2,320.05 | 121.60 |
1989 | 3 | 3.56% | 2,402.76 | 122.30 |
1989 | 4 | 4.12% | 2,501.64 | 123.10 |
1989 | 5 | 3.39% | 2,586.51 | 123.80 |
1989 | 6 | 2.80% | 2,658.94 | 124.10 |
1989 | 7 | 4.69% | 2,783.66 | 124.40 |
1989 | 8 | 0.46% | 2,796.34 | 124.60 |
1989 | 9 | 0.29% | 2,804.35 | 125.00 |
1989 | 10 | -1.81% | 2,753.49 | 125.60 |
1989 | 11 | 2.74% | 2,828.84 | 125.90 |
1989 | 12 | -2.21% | 2,766.29 | 126.10 |
1990 | 1 | -2.53% | 2,696.38 | 127.40 |
1990 | 2 | 2.71% | 2,769.38 | 128.00 |
1990 | 3 | 0.20% | 2,774.80 | 128.70 |
1990 | 4 | 3.85% | 2,881.66 | 128.90 |
1990 | 5 | 3.17% | 2,973.01 | 129.20 |
1990 | 6 | 0.17% | 2,978.05 | 129.90 |
1990 | 7 | -7.86% | 2,743.94 | 130.40 |
1990 | 8 | -4.34% | 2,624.83 | 131.60 |
1990 | 9 | -2.32% | 2,564.04 | 132.70 |
1990 | 10 | 2.98% | 2,640.55 | 133.50 |
1990 | 11 | 4.59% | 2,761.66 | 133.80 |
1990 | 12 | -0.69% | 2,742.74 | 133.80 |
1991 | 1 | 11.61% | 3,061.08 | 134.60 |
1991 | 2 | 3.04% | 3,154.28 | 134.80 |
1991 | 3 | 2.26% | 3,225.53 | 135.00 |
1991 | 4 | -0.18% | 3,219.76 | 135.20 |
1991 | 5 | 0.35% | 3,230.93 | 135.60 |
1991 | 6 | 0.78% | 3,256.15 | 136.00 |
1991 | 7 | 2.68% | 3,343.38 | 136.20 |
1991 | 8 | -0.30% | 3,333.24 | 136.60 |
1991 | 9 | 0.18% | 3,339.30 | 137.20 |
1991 | 10 | 0.02% | 3,339.83 | 137.40 |
1991 | 11 | 0.94% | 3,371.06 | 137.80 |
1991 | 12 | 7.36% | 3,619.10 | 137.90 |
1992 | 1 | -0.60% | 3,597.36 | 138.10 |
1992 | 2 | -1.01% | 3,560.94 | 138.60 |
1992 | 3 | 0.26% | 3,570.35 | 139.30 |
1992 | 4 | 2.07% | 3,644.20 | 139.50 |
1992 | 5 | -1.33% | 3,595.76 | 139.70 |
1992 | 6 | 1.91% | 3,664.52 | 140.20 |
1992 | 7 | 0.94% | 3,699.03 | 140.50 |
1992 | 8 | 0.38% | 3,713.02 | 140.90 |
1992 | 9 | -1.18% | 3,669.13 | 141.30 |
1992 | 10 | 2.76% | 3,770.28 | 141.80 |
1992 | 11 | 3.27% | 3,893.61 | 142.00 |
1992 | 12 | 0.14% | 3,899.18 | 141.90 |
1993 | 1 | 1.72% | 3,966.41 | 142.60 |
1993 | 2 | 2.15% | 4,051.69 | 143.10 |
1993 | 3 | -1.34% | 3,997.33 | 143.60 |
1993 | 4 | 0.72% | 4,026.30 | 144.00 |
1993 | 5 | 0.87% | 4,061.13 | 144.20 |
1993 | 6 | 0.06% | 4,063.61 | 144.40 |
1993 | 7 | 1.76% | 4,135.23 | 144.40 |
1993 | 8 | 1.35% | 4,191.26 | 144.80 |
1993 | 9 | 1.24% | 4,243.31 | 145.10 |
1993 | 10 | 0.01% | 4,243.63 | 145.70 |
1993 | 11 | 0.89% | 4,281.28 | 145.80 |
1993 | 12 | 1.74% | 4,355.60 | 145.80 |
1994 | 1 | -0.08% | 4,352.30 | 146.20 |
1994 | 2 | -1.42% | 4,290.33 | 146.70 |
1994 | 3 | -3.35% | 4,146.76 | 147.20 |
1994 | 4 | 1.06% | 4,190.65 | 147.40 |
1994 | 5 | 1.11% | 4,237.08 | 147.50 |
1994 | 6 | -0.52% | 4,215.10 | 148.00 |
1994 | 7 | 3.08% | 4,345.01 | 148.40 |
1994 | 8 | 0.82% | 4,380.53 | 149.00 |
1994 | 9 | -0.44% | 4,361.08 | 149.40 |
1994 | 10 | -0.37% | 4,344.95 | 149.50 |
1994 | 11 | -1.03% | 4,300.38 | 149.70 |
1994 | 12 | 2.45% | 4,405.79 | 149.70 |
1995 | 1 | 3.82% | 4,574.05 | 150.30 |
1995 | 2 | 2.56% | 4,691.06 | 150.90 |
1995 | 3 | 3.22% | 4,841.91 | 151.40 |
1995 | 4 | 3.35% | 5,004.00 | 151.90 |
1995 | 5 | 3.18% | 5,163.05 | 152.20 |
1995 | 6 | 3.55% | 5,346.21 | 152.50 |
1995 | 7 | 0.51% | 5,373.64 | 152.50 |
1995 | 8 | 3.72% | 5,573.42 | 152.90 |
1995 | 9 | 0.91% | 5,624.28 | 153.20 |
1995 | 10 | 2.36% | 5,756.92 | 153.70 |
1995 | 11 | 3.39% | 5,952.03 | 153.60 |
1995 | 12 | 0.16% | 5,961.71 | 153.50 |
1996 | 1 | 5.90% | 6,313.71 | 154.40 |
1996 | 2 | -0.20% | 6,301.04 | 154.90 |
1996 | 3 | 0.20% | 6,313.45 | 155.70 |
1996 | 4 | 2.35% | 6,462.12 | 156.30 |
1996 | 5 | 1.28% | 6,544.75 | 156.60 |
1996 | 6 | -3.48% | 6,317.22 | 156.70 |
1996 | 7 | 3.08% | 6,511.52 | 157.00 |
1996 | 8 | 2.02% | 6,643.29 | 157.30 |
1996 | 9 | 4.12% | 6,916.96 | 157.80 |
1996 | 10 | 5.05% | 7,266.42 | 158.30 |
1996 | 11 | 1.20% | 7,353.48 | 158.60 |
1996 | 12 | 3.26% | 7,593.03 | 158.60 |
1997 | 1 | 4.36% | 7,924.17 | 159.10 |
1997 | 2 | -0.62% | 7,874.75 | 159.60 |
1997 | 3 | -3.41% | 7,606.59 | 160.00 |
1997 | 4 | 9.22% | 8,307.76 | 160.20 |
1997 | 5 | 5.34% | 8,751.13 | 160.10 |
1997 | 6 | 5.74% | 9,253.09 | 160.30 |
1997 | 7 | 0.35% | 9,285.27 | 160.50 |
1997 | 8 | 1.19% | 9,395.95 | 160.80 |
1997 | 9 | 1.65% | 9,550.55 | 161.20 |
1997 | 10 | -1.15% | 9,440.52 | 161.60 |
1997 | 11 | 2.63% | 9,689.24 | 161.50 |
1997 | 12 | 0.24% | 9,712.21 | 161.30 |
1998 | 1 | 6.40% | 10,334.00 | 161.60 |
1998 | 2 | 5.31% | 10,883.04 | 161.90 |
1998 | 3 | 3.41% | 11,253.68 | 162.20 |
1998 | 4 | -0.22% | 11,228.71 | 162.50 |
1998 | 5 | 0.12% | 11,241.79 | 162.80 |
1998 | 6 | 4.47% | 11,744.03 | 163.00 |
1998 | 7 | -6.97% | 10,925.36 | 163.20 |
1998 | 8 | -4.90% | 10,390.18 | 163.40 |
1998 | 9 | 1.29% | 10,524.30 | 163.60 |
1998 | 10 | 10.97% | 11,679.28 | 164.00 |
1998 | 11 | 4.10% | 12,158.61 | 164.00 |
1998 | 12 | 5.05% | 12,772.34 | 163.90 |
1999 | 1 | -0.07% | 12,763.82 | 164.30 |
1999 | 2 | 2.92% | 13,136.97 | 164.50 |
1999 | 3 | 4.25% | 13,695.30 | 165.00 |
1999 | 4 | -0.10% | 13,681.76 | 166.20 |
1999 | 5 | -0.61% | 13,598.06 | 166.20 |
1999 | 6 | 4.52% | 14,213.02 | 166.20 |
1999 | 7 | -3.77% | 13,676.56 | 166.70 |
1999 | 8 | -0.60% | 13,594.78 | 167.10 |
1999 | 9 | -1.27% | 13,421.79 | 167.90 |
1999 | 10 | 7.11% | 14,375.53 | 168.20 |
1999 | 11 | 2.81% | 14,779.30 | 168.30 |
1999 | 12 | -0.12% | 14,761.72 | 168.30 |
2000 | 1 | -2.48% | 14,395.92 | 168.80 |
2000 | 2 | 3.94% | 14,963.25 | 169.80 |
2000 | 3 | 1.42% | 15,176.43 | 171.20 |
2000 | 4 | -2.84% | 14,745.60 | 171.30 |
2000 | 5 | 3.16% | 15,212.08 | 171.50 |
2000 | 6 | 0.85% | 15,341.43 | 172.40 |
2000 | 7 | 0.94% | 15,485.60 | 172.80 |
2000 | 8 | -1.08% | 15,318.41 | 172.80 |
2000 | 9 | -5.21% | 14,519.67 | 173.70 |
2000 | 10 | -0.77% | 14,407.50 | 174.00 |
2000 | 11 | -3.32% | 13,929.16 | 174.10 |
2000 | 12 | 0.46% | 13,992.53 | 174.00 |
2001 | 1 | -2.14% | 13,693.62 | 175.10 |
2001 | 2 | -9.08% | 12,450.25 | 175.80 |
2001 | 3 | 0.45% | 12,506.11 | 176.20 |
2001 | 4 | 6.88% | 13,366.45 | 176.90 |
2001 | 5 | -2.39% | 13,047.17 | 177.70 |
2001 | 6 | -2.66% | 12,700.09 | 178.00 |
2001 | 7 | -2.05% | 12,440.27 | 177.50 |
2001 | 8 | -11.25% | 11,041.07 | 177.50 |
2001 | 9 | 3.18% | 11,392.62 | 178.30 |
2001 | 10 | 5.05% | 11,968.31 | 177.70 |
2001 | 11 | 1.47% | 12,143.77 | 177.40 |
2001 | 12 | -0.30% | 12,107.62 | 176.70 |
2002 | 1 | -3.35% | 11,701.68 | 177.10 |
2002 | 2 | 4.95% | 12,280.35 | 177.80 |
2002 | 3 | -3.51% | 11,848.77 | 178.80 |
2002 | 4 | -2.82% | 11,514.59 | 179.80 |
2002 | 5 | -5.92% | 10,832.82 | 179.80 |
2002 | 6 | -10.76% | 9,667.37 | 179.90 |
2002 | 7 | 1.14% | 9,777.46 | 180.10 |
2002 | 8 | -4.76% | 9,312.27 | 180.70 |
2002 | 9 | -1.37% | 9,184.97 | 181.00 |
2002 | 10 | 6.63% | 9,793.53 | 181.30 |
2002 | 11 | -1.04% | 9,692.16 | 181.30 |
2002 | 12 | -0.22% | 9,670.59 | 180.90 |
2003 | 1 | -6.41% | 9,050.24 | 181.70 |
2003 | 2 | 1.31% | 9,168.61 | 183.10 |
2003 | 3 | 5.29% | 9,653.25 | 184.20 |
2003 | 4 | 5.31% | 10,166.05 | 183.80 |
2003 | 5 | 5.70% | 10,745.94 | 183.50 |
2003 | 6 | 0.60% | 10,809.97 | 183.70 |
2003 | 7 | -0.17% | 10,791.99 | 183.90 |
2003 | 8 | 3.16% | 11,133.15 | 184.60 |
2003 | 9 | 2.03% | 11,358.91 | 185.20 |
2003 | 10 | 1.21% | 11,496.42 | 185.00 |
2003 | 11 | 3.06% | 11,848.65 | 184.50 |
2003 | 12 | 4.93% | 12,433.37 | 184.30 |
2004 | 1 | 1.09% | 12,568.48 | 185.20 |
2004 | 2 | -1.57% | 12,371.76 | 186.20 |
2004 | 3 | 0.97% | 12,491.54 | 187.40 |
2004 | 4 | -2.56% | 12,171.22 | 188.00 |
2004 | 5 | 2.86% | 12,519.04 | 189.10 |
2004 | 6 | -2.24% | 12,238.76 | 189.70 |
2004 | 7 | -1.39% | 12,068.94 | 189.40 |
2004 | 8 | 2.78% | 12,404.78 | 189.50 |
2004 | 9 | 0.10% | 12,417.50 | 189.90 |
2004 | 10 | 4.77% | 13,010.30 | 190.90 |
2004 | 11 | 2.73% | 13,365.15 | 191.00 |
2004 | 12 | -1.35% | 13,184.82 | 190.30 |
2005 | 1 | 1.68% | 13,406.49 | 190.70 |
2005 | 2 | -0.26% | 13,372.22 | 191.80 |
2005 | 3 | -2.41% | 13,050.10 | 193.30 |
2005 | 4 | 1.34% | 13,224.43 | 194.60 |
2005 | 5 | 2.18% | 13,512.81 | 194.40 |
2005 | 6 | 1.81% | 13,757.10 | 194.50 |
2005 | 7 | 0.31% | 13,799.75 | 195.40 |
2005 | 8 | 0.28% | 13,838.34 | 196.40 |
2005 | 9 | -2.62% | 13,475.20 | 198.80 |
2005 | 10 | 3.96% | 14,009.02 | 199.20 |
2005 | 11 | 2.14% | 14,309.39 | 197.60 |
2005 | 12 | 1.47% | 14,519.28 | 196.80 |
2006 | 1 | -0.02% | 14,516.86 | 198.30 |
2006 | 2 | 1.49% | 14,732.60 | 198.70 |
2006 | 3 | 0.80% | 14,850.22 | 199.80 |
2006 | 4 | -0.79% | 14,733.40 | 201.50 |
2006 | 5 | -2.71% | 14,334.75 | 202.50 |
2006 | 6 | 0.72% | 14,437.96 | 202.90 |
2006 | 7 | 2.29% | 14,768.84 | 203.50 |
2006 | 8 | 2.53% | 15,142.67 | 203.90 |
2006 | 9 | 3.62% | 15,690.22 | 202.90 |
2006 | 10 | 2.00% | 16,004.28 | 201.80 |
2006 | 11 | 2.15% | 16,348.09 | 201.50 |
2006 | 12 | 0.69% | 16,461.36 | 201.80 |
2007 | 1 | 1.60% | 16,724.09 | 202.42 |
2007 | 2 | -2.47% | 16,310.35 | 203.50 |
2007 | 3 | 4.18% | 16,992.17 | 205.35 |
2007 | 4 | 3.39% | 17,568.50 | 206.69 |
2007 | 5 | 0.34% | 17,629.09 | 207.95 |
2007 | 6 | 0.57% | 17,730.39 | 208.35 |
2007 | 7 | -4.20% | 16,985.52 | 208.30 |
2007 | 8 | 3.07% | 17,507.78 | 207.92 |
2007 | 9 | 2.99% | 18,031.55 | 208.49 |
2007 | 10 | -4.81% | 17,164.90 | 208.94 |
2007 | 11 | 1.24% | 17,377.44 | 210.18 |
2007 | 12 | -6.64% | 16,224.41 | 210.04 |
2008 | 1 | -1.56% | 15,970.67 | 211.08 |
2008 | 2 | -2.63% | 15,551.17 | 211.69 |
2008 | 3 | 4.24% | 16,211.14 | 213.53 |
2008 | 4 | 2.56% | 16,626.56 | 214.82 |
2008 | 5 | -4.25% | 15,920.50 | 216.63 |
2008 | 6 | -6.08% | 14,952.78 | 218.82 |
2008 | 7 | 2.11% | 15,268.36 | 219.96 |
2008 | 8 | -4.85% | 14,528.22 | 219.09 |
2008 | 9 | -20.19% | 11,594.45 | 218.78 |
2008 | 10 | -8.61% | 10,596.71 | 216.57 |
2008 | 11 | -0.35% | 10,559.49 | 212.43 |
2008 | 12 | -1.10% | 10,443.81 | 210.23 |
2009 | 1 | -6.70% | 9,743.81 | 211.14 |
2009 | 2 | -5.69% | 9,189.64 | 212.19 |
2009 | 3 | 12.32% | 10,321.96 | 212.71 |
2009 | 4 | 6.66% | 11,009.39 | 213.24 |
2009 | 5 | 2.87% | 11,325.23 | 213.86 |
2009 | 6 | 1.28% | 11,469.93 | 215.69 |
2009 | 7 | 8.12% | 12,401.37 | 215.35 |
2009 | 8 | 3.65% | 12,854.06 | 215.83 |
2009 | 9 | 2.40% | 13,162.96 | 215.97 |
2009 | 10 | 2.09% | 13,438.63 | 216.18 |
2009 | 11 | 2.23% | 13,737.76 | 216.33 |
2009 | 12 | 1.36% | 13,924.18 | 215.95 |
2010 | 1 | -2.90% | 13,520.59 | 216.69 |
2010 | 2 | 5.94% | 14,324.12 | 216.74 |
2010 | 3 | 4.09% | 14,909.68 | 217.63 |
2010 | 4 | -5.88% | 14,032.64 | 218.01 |
2010 | 5 | -3.54% | 13,535.38 | 218.18 |
2010 | 6 | -0.16% | 13,513.85 | 217.97 |
2010 | 7 | 0.86% | 13,630.56 | 218.01 |
2010 | 8 | 3.37% | 14,090.06 | 218.31 |
2010 | 9 | 4.58% | 14,735.03 | 218.44 |
2010 | 10 | 2.49% | 15,102.06 | 218.71 |
2010 | 11 | 3.71% | 15,662.91 | 218.80 |
2010 | 12 | 3.46% | 16,205.19 | 219.18 |
2011 | 1 | 3.15% | 16,715.80 | 220.22 |
2011 | 2 | -1.11% | 16,529.84 | 221.31 |
2011 | 3 | 2.22% | 16,896.97 | 223.47 |
2011 | 4 | 0.66% | 17,008.36 | 224.91 |
2011 | 5 | -3.66% | 16,385.41 | 225.96 |
2011 | 6 | 3.10% | 16,893.64 | 225.72 |
2011 | 7 | -10.40% | 15,136.59 | 225.92 |
2011 | 8 | -0.79% | 15,017.13 | 226.55 |
2011 | 9 | 3.02% | 15,470.48 | 226.89 |
2011 | 10 | 1.77% | 15,743.86 | 226.42 |
2011 | 11 | 1.55% | 15,988.64 | 226.23 |
2011 | 12 | 4.78% | 16,753.31 | 225.67 |
2012 | 1 | 4.16% | 17,450.68 | 226.67 |
2012 | 2 | 2.88% | 17,953.93 | 227.66 |
2012 | 3 | -0.04% | 17,947.07 | 229.39 |
2012 | 4 | -3.09% | 17,392.34 | 230.09 |
2012 | 5 | -1.15% | 17,191.90 | 229.82 |
2012 | 6 | 2.92% | 17,694.10 | 229.48 |
2012 | 7 | 3.39% | 18,293.52 | 229.10 |
2012 | 8 | 3.02% | 18,846.20 | 230.38 |
2012 | 9 | -0.22% | 18,805.27 | 231.41 |
2012 | 10 | -2.84% | 18,271.68 | 231.32 |
2012 | 11 | 2.18% | 18,669.18 | 230.22 |
2012 | 12 | 4.27% | 19,466.13 | 229.60 |
2013 | 1 | 2.33% | 19,920.27 | 230.28 |
2013 | 2 | 2.72% | 20,462.59 | 232.17 |
2013 | 3 | 1.45% | 20,760.08 | 232.77 |
2013 | 4 | 4.57% | 21,709.70 | 232.53 |
2013 | 5 | -1.12% | 21,467.03 | 232.95 |
2013 | 6 | 3.25% | 22,165.67 | 233.50 |
2013 | 7 | 0.25% | 22,221.65 | 233.60 |
2013 | 8 | 1.19% | 22,486.63 | 233.88 |
2013 | 9 | 2.12% | 22,962.80 | 234.15 |
2013 | 10 | 3.86% | 23,849.16 | 233.55 |
2013 | 11 | 1.52% | 24,212.07 | 233.07 |
2013 | 12 | 0.97% | 24,446.39 | 233.05 |
2014 | 1 | -0.13% | 24,414.60 | 233.92 |
2014 | 2 | 2.72% | 25,079.23 | 234.78 |
2014 | 3 | 0.20% | 25,129.83 | 236.29 |
2014 | 4 | 1.53% | 25,514.82 | 237.07 |
2014 | 5 | 3.20% | 26,330.36 | 237.90 |
2014 | 6 | 1.50% | 26,724.21 | 238.34 |
2014 | 7 | -0.43% | 26,610.11 | 238.25 |
2014 | 8 | 1.78% | 27,083.25 | 237.85 |
2014 | 9 | -2.65% | 26,366.47 | 238.03 |
2014 | 10 | 5.71% | 27,870.85 | 237.43 |
2014 | 11 | 0.63% | 28,047.52 | 236.15 |
2014 | 12 | -1.11% | 27,736.18 | 234.81 |
2015 | 1 | 2.83% | 28,520.39 | 233.71 |
2015 | 2 | 0.06% | 28,536.18 | 234.72 |
2015 | 3 | 0.88% | 28,786.85 | 236.12 |
2015 | 4 | 0.98% | 29,068.64 | 236.60 |
2015 | 5 | -0.44% | 28,942.05 | 237.81 |
2015 | 6 | -0.08% | 28,919.00 | 238.64 |
2015 | 7 | -2.42% | 28,217.89 | 238.65 |
2015 | 8 | -4.51% | 26,946.08 | 238.32 |
2015 | 9 | 4.32% | 28,109.38 | 237.95 |
2015 | 10 | 2.93% | 28,933.68 | 237.84 |
2015 | 11 | -1.10% | 28,614.55 | 237.34 |
2015 | 12 | -6.42% | 26,777.60 | 236.53 |
2016 | 1 | -0.55% | 26,630.35 | 236.92 |
2016 | 2 | 6.36% | 28,324.76 | 237.11 |
2016 | 3 | 2.83% | 29,126.71 | 238.13 |
2016 | 4 | -0.30% | 29,038.06 | 239.26 |
2016 | 5 | 1.07% | 29,347.75 | 240.23 |
2016 | 6 | 3.30% | 30,315.47 | 241.02 |
2016 | 7 | 1.20% | 30,679.03 | 240.63 |
2016 | 8 | -0.44% | 30,544.45 | 240.85 |
2016 | 9 | -0.51% | 30,389.90 | 241.43 |
2016 | 10 | 1.20% | 30,754.93 | 241.73 |
2016 | 11 | 3.95% | 31,968.51 | 241.35 |
2016 | 12 | 1.44% | 32,428.10 | 241.43 |
2017 | 1 | 2.58% | 33,263.60 | 242.84 |
2017 | 2 | 1.75% | 33,845.46 | 243.60 |
2017 | 3 | -0.15% | 33,793.34 | 243.80 |
2017 | 4 | 1.69% | 34,365.25 | 244.52 |
2017 | 5 | 1.78% | 34,975.72 | 244.73 |
2017 | 6 | 0.99% | 35,321.24 | 244.96 |
2017 | 7 | 0.25% | 35,408.77 | 244.79 |
2017 | 8 | 1.65% | 35,994.17 | 245.52 |
2017 | 9 | 2.73% | 36,978.54 | 246.82 |
2017 | 10 | 1.59% | 37,566.34 | 246.66 |
2017 | 11 | 2.88% | 38,649.56 | 246.67 |
2017 | 12 | 4.86% | 40,528.66 | 246.52 |
2018 | 1 | -2.89% | 39,358.72 | 247.87 |
2018 | 2 | 0.06% | 39,384.14 | 248.99 |
2018 | 3 | -1.66% | 38,728.80 | 249.55 |
2018 | 4 | 1.96% | 39,488.51 | 250.55 |
2018 | 5 | 2.11% | 40,322.89 | 251.59 |
2018 | 6 | 1.58% | 40,960.29 | 251.99 |
2018 | 7 | 2.45% | 41,964.15 | 252.01 |
2018 | 8 | 1.68% | 42,669.04 | 252.15 |
2018 | 9 | -3.85% | 41,026.72 | 252.44 |
2018 | 10 | -2.08% | 40,174.96 | 252.89 |
2018 | 11 | -5.56% | 37,940.22 | 252.04 |
2018 | 12 | 1.74% | 38,598.73 | 251.23 |
2019 | 1 | 5.83% | 40,848.61 | 251.71 |
2019 | 2 | 1.95% | 41,644.35 | 252.78 |
2019 | 3 | 3.72% | 43,194.86 | 254.20 |
2019 | 4 | -1.53% | 42,533.20 | 255.55 |
2019 | 5 | 1.40% | 43,130.69 | 256.09 |
2019 | 6 | 3.83% | 44,781.45 | 256.14 |
2019 | 7 | -3.13% | 43,377.81 | 256.57 |
2019 | 8 | 3.09% | 44,716.12 | 256.56 |
2019 | 9 | 0.01% | 44,720.50 | 256.76 |
2019 | 10 | 4.43% | 46,703.27 | 257.35 |
2019 | 11 | 2.47% | 47,856.52 | 257.21 |
2019 | 12 | 3.35% | 49,457.99 | 256.97 |
2020 | 1 | 0.12% | 49,518.37 | 257.97 |
2020 | 2 | -18.92% | 40,150.63 | 258.68 |
2020 | 3 | 4.32% | 41,884.58 | 258.12 |
2020 | 4 | 5.89% | 44,350.48 | 256.39 |
2020 | 5 | 6.51% | 47,236.93 | 256.39 |
2020 | 6 | 3.48% | 48,879.09 | 257.80 |
2020 | 7 | 5.89% | 51,759.78 | 259.10 |
2020 | 8 | -0.63% | 51,435.24 | 259.92 |
2020 | 9 | 1.73% | 52,323.02 | 260.28 |
2020 | 10 | 3.95% | 54,391.93 | 260.39 |
2020 | 11 | 4.26% | 56,709.07 | 260.23 |
2020 | 12 | 2.80% | 58,294.26 | 260.47 |
2021 | 1 | 2.49% | 59,746.68 | 261.58 |
2021 | 2 | 0.82% | 60,237.41 | 263.01 |
2021 | 3 | 6.02% | 63,864.60 | 264.88 |
2021 | 4 | 0.76% | 64,350.12 | 267.05 |
2021 | 5 | 1.81% | 65,515.13 | 269.20 |
2021 | 6 | 3.07% | 67,525.26 | 271.70 |
2021 | 7 | 2.19% | 69,000.80 | 273.00 |
2021 | 8 | -0.08% | 68,942.49 | 273.57 |
2021 | 9 | 0.45% | 69,254.23 | 274.31 |
2021 | 10 | 4.74% | 72,540.17 | 276.59 |
2021 | 11 | 0.27% | 72,732.69 | 277.95 |
2021 | 12 | -2.05% | 71,240.25 | 278.80 |
2022 | 1 | -2.90% | 69,172.46 | 281.15 |
2022 | 2 | -0.89% | 68,555.03 | 283.72 |
2022 | 3 | 0.12% | 68,636.14 | 287.50 |
2022 | 4 | -7.87% | 63,232.60 | 289.11 |
2022 | 5 | -3.37% | 61,102.05 | 292.30 |
2022 | 6 | 0.46% | 61,385.98 | 296.31 |
2022 | 7 | 6.45% | 65,343.78 | 296.28 |
2022 | 8 | -7.28% | 60,588.45 | 296.17 |
2022 | 9 | -3.09% | 58,715.55 | 296.81 |
2022 | 10 | 5.29% | 61,818.72 | 298.01 |
2022 | 11 | 0.01% | 61,825.42 | 297.71 |
2022 | 12 | 1.38% | 62,676.42 | 296.80 |
Remember, returns are based on the average closing price across the entire month. Some losses are offset by dividend returns.
Dollar-cost averaging is an alternative to investing the full lump-sum of $350.00 up-front. Instead, the capital is invested over a period of time.
Consider a strategy in which $350.00 was invested in the S&P 500 over a period of no more than 24 months beginning in 1971. This would result in a final amount of $54,975.57, including dividend reinvestments. In this particular case, dollar-cost average returns are less than the returns of a lump-sum investment (which ends with $62,676.42).
Year | Month | Contribution ($) | Amount ($) |
---|---|---|---|
1971 | 1 | 14.58 | 15.14 |
1971 | 2 | 14.58 | 30.53 |
1971 | 3 | 14.58 | 46.73 |
1971 | 4 | 14.58 | 60.59 |
1971 | 5 | 14.58 | 73.93 |
1971 | 6 | 14.58 | 88.07 |
1971 | 7 | 14.58 | 101.05 |
1971 | 8 | 14.58 | 118.47 |
1971 | 9 | 14.58 | 130.53 |
1971 | 10 | 14.58 | 138.73 |
1971 | 11 | 14.58 | 164.25 |
1971 | 12 | 14.58 | 186.70 |
1972 | 1 | 14.58 | 205.45 |
1972 | 2 | 14.58 | 225.75 |
1972 | 3 | 14.58 | 243.33 |
1972 | 4 | 14.58 | 255.87 |
1972 | 5 | 14.58 | 271.81 |
1972 | 6 | 14.58 | 284.91 |
1972 | 7 | 14.58 | 310.79 |
1972 | 8 | 14.58 | 321.40 |
1972 | 9 | 14.58 | 337.35 |
1972 | 10 | 14.58 | 370.38 |
1972 | 11 | 14.58 | 393.83 |
1972 | 12 | 14.66 | 412.50 |
1973 | 1 | - | 398.78 |
1973 | 2 | - | 393.42 |
1973 | 3 | - | 386.99 |
1973 | 4 | - | 377.05 |
1973 | 5 | - | 369.54 |
1973 | 6 | - | 374.02 |
1973 | 7 | - | 367.90 |
1973 | 8 | - | 375.24 |
1973 | 9 | - | 391.13 |
1973 | 10 | - | 364.33 |
1973 | 11 | - | 339.54 |
1973 | 12 | - | 345.31 |
1974 | 1 | - | 336.77 |
1974 | 2 | - | 352.18 |
1974 | 3 | - | 335.21 |
1974 | 4 | - | 326.14 |
1974 | 5 | - | 327.63 |
1974 | 6 | - | 290.46 |
1974 | 7 | - | 279.52 |
1974 | 8 | - | 251.53 |
1974 | 9 | - | 257.51 |
1974 | 10 | - | 267.15 |
1974 | 11 | - | 250.88 |
1974 | 12 | - | 272.53 |
1975 | 1 | - | 301.99 |
1975 | 2 | - | 317.01 |
1975 | 3 | - | 321.72 |
1975 | 4 | - | 343.32 |
1975 | 5 | - | 353.26 |
1975 | 6 | - | 354.78 |
1975 | 7 | - | 329.96 |
1975 | 8 | - | 327.15 |
1975 | 9 | - | 343.41 |
1975 | 10 | - | 350.42 |
1975 | 11 | - | 346.29 |
1975 | 12 | - | 379.34 |
1976 | 1 | - | 395.19 |
1976 | 2 | - | 398.36 |
1976 | 3 | - | 402.73 |
1976 | 4 | - | 401.18 |
1976 | 5 | - | 404.80 |
1976 | 6 | - | 415.59 |
1976 | 7 | - | 413.26 |
1976 | 8 | - | 423.33 |
1976 | 9 | - | 410.17 |
1976 | 10 | - | 408.67 |
1976 | 11 | - | 424.14 |
1976 | 12 | - | 421.86 |
1977 | 1 | - | 411.87 |
1977 | 2 | - | 411.65 |
1977 | 3 | - | 406.74 |
1977 | 4 | - | 407.00 |
1977 | 5 | - | 410.66 |
1977 | 6 | - | 415.93 |
1977 | 7 | - | 407.28 |
1977 | 8 | - | 402.49 |
1977 | 9 | - | 393.65 |
1977 | 10 | - | 397.51 |
1977 | 11 | - | 397.19 |
1977 | 12 | - | 383.72 |
1978 | 1 | - | 379.99 |
1978 | 2 | - | 381.00 |
1978 | 3 | - | 399.41 |
1978 | 4 | - | 421.39 |
1978 | 5 | - | 424.23 |
1978 | 6 | - | 423.97 |
1978 | 7 | - | 455.03 |
1978 | 8 | - | 456.85 |
1978 | 9 | - | 444.18 |
1978 | 10 | - | 420.03 |
1978 | 11 | - | 428.11 |
1978 | 12 | - | 446.02 |
1979 | 1 | - | 441.31 |
1979 | 2 | - | 451.64 |
1979 | 3 | - | 462.62 |
1979 | 4 | - | 453.86 |
1979 | 5 | - | 464.83 |
1979 | 6 | - | 471.44 |
1979 | 7 | - | 495.08 |
1979 | 8 | - | 502.71 |
1979 | 9 | - | 485.85 |
1979 | 10 | - | 484.29 |
1979 | 11 | - | 505.61 |
1979 | 12 | - | 522.36 |
1980 | 1 | - | 545.32 |
1980 | 2 | - | 497.46 |
1980 | 3 | - | 491.68 |
1980 | 4 | - | 516.44 |
1980 | 5 | - | 551.88 |
1980 | 6 | - | 579.30 |
1980 | 7 | - | 599.61 |
1980 | 8 | - | 616.61 |
1980 | 9 | - | 637.11 |
1980 | 10 | - | 666.51 |
1980 | 11 | - | 658.22 |
1980 | 12 | - | 658.28 |
1981 | 1 | - | 638.07 |
1981 | 2 | - | 664.51 |
1981 | 3 | - | 673.11 |
1981 | 4 | - | 662.22 |
1981 | 5 | - | 667.90 |
1981 | 6 | - | 654.43 |
1981 | 7 | - | 659.68 |
1981 | 8 | - | 604.91 |
1981 | 9 | - | 615.36 |
1981 | 10 | - | 634.09 |
1981 | 11 | - | 641.57 |
1981 | 12 | - | 610.75 |
1982 | 1 | - | 599.06 |
1982 | 2 | - | 582.62 |
1982 | 3 | - | 614.48 |
1982 | 4 | - | 617.98 |
1982 | 5 | - | 585.41 |
1982 | 6 | - | 586.84 |
1982 | 7 | - | 591.50 |
1982 | 8 | - | 663.05 |
1982 | 9 | - | 721.94 |
1982 | 10 | - | 754.42 |
1982 | 11 | - | 764.65 |
1982 | 12 | - | 794.67 |
1983 | 1 | - | 811.59 |
1983 | 2 | - | 842.97 |
1983 | 3 | - | 878.35 |
1983 | 4 | - | 917.21 |
1983 | 5 | - | 933.29 |
1983 | 6 | - | 939.90 |
1983 | 7 | - | 917.27 |
1983 | 8 | - | 947.67 |
1983 | 9 | - | 953.81 |
1983 | 10 | - | 942.92 |
1983 | 11 | - | 941.72 |
1983 | 12 | - | 956.56 |
1984 | 1 | - | 907.66 |
1984 | 2 | - | 911.67 |
1984 | 3 | - | 916.30 |
1984 | 4 | - | 913.98 |
1984 | 5 | - | 897.09 |
1984 | 6 | - | 888.94 |
1984 | 7 | - | 970.78 |
1984 | 8 | - | 984.44 |
1984 | 9 | - | 980.38 |
1984 | 10 | - | 992.98 |
1984 | 11 | - | 985.96 |
1984 | 12 | - | 1,032.27 |
1985 | 1 | - | 1,092.02 |
1985 | 2 | - | 1,086.79 |
1985 | 3 | - | 1,097.93 |
1985 | 4 | - | 1,127.96 |
1985 | 5 | - | 1,156.29 |
1985 | 6 | - | 1,182.27 |
1985 | 7 | - | 1,160.46 |
1985 | 8 | - | 1,138.58 |
1985 | 9 | - | 1,155.61 |
1985 | 10 | - | 1,229.80 |
1985 | 11 | - | 1,294.92 |
1985 | 12 | - | 1,304.65 |
1986 | 1 | - | 1,378.98 |
1986 | 2 | - | 1,464.24 |
1986 | 3 | - | 1,504.38 |
1986 | 4 | - | 1,511.78 |
1986 | 5 | - | 1,559.15 |
1986 | 6 | - | 1,531.02 |
1986 | 7 | - | 1,565.94 |
1986 | 8 | - | 1,527.48 |
1986 | 9 | - | 1,526.11 |
1986 | 10 | - | 1,580.02 |
1986 | 11 | - | 1,607.02 |
1986 | 12 | - | 1,714.27 |
1987 | 1 | - | 1,825.04 |
1987 | 2 | - | 1,904.91 |
1987 | 3 | - | 1,888.60 |
1987 | 4 | - | 1,891.86 |
1987 | 5 | - | 1,976.97 |
1987 | 6 | - | 2,038.69 |
1987 | 7 | - | 2,170.27 |
1987 | 8 | - | 2,104.50 |
1987 | 9 | - | 1,855.03 |
1987 | 10 | - | 1,626.80 |
1987 | 11 | - | 1,605.09 |
1987 | 12 | - | 1,673.25 |
1988 | 1 | - | 1,728.94 |
1988 | 2 | - | 1,784.82 |
1988 | 3 | - | 1,769.01 |
1988 | 4 | - | 1,730.30 |
1988 | 5 | - | 1,834.09 |
1988 | 6 | - | 1,828.46 |
1988 | 7 | - | 1,797.04 |
1988 | 8 | - | 1,831.67 |
1988 | 9 | - | 1,901.30 |
1988 | 10 | - | 1,862.89 |
1988 | 11 | - | 1,906.22 |
1988 | 12 | - | 1,973.18 |
1989 | 1 | - | 2,038.29 |
1989 | 2 | - | 2,035.00 |
1989 | 3 | - | 2,107.54 |
1989 | 4 | - | 2,194.27 |
1989 | 5 | - | 2,268.71 |
1989 | 6 | - | 2,332.24 |
1989 | 7 | - | 2,441.64 |
1989 | 8 | - | 2,452.76 |
1989 | 9 | - | 2,459.79 |
1989 | 10 | - | 2,415.18 |
1989 | 11 | - | 2,481.27 |
1989 | 12 | - | 2,426.41 |
1990 | 1 | - | 2,365.09 |
1990 | 2 | - | 2,429.11 |
1990 | 3 | - | 2,433.87 |
1990 | 4 | - | 2,527.60 |
1990 | 5 | - | 2,607.72 |
1990 | 6 | - | 2,612.15 |
1990 | 7 | - | 2,406.80 |
1990 | 8 | - | 2,302.32 |
1990 | 9 | - | 2,249.01 |
1990 | 10 | - | 2,316.11 |
1990 | 11 | - | 2,422.34 |
1990 | 12 | - | 2,405.75 |
1991 | 1 | - | 2,684.98 |
1991 | 2 | - | 2,766.72 |
1991 | 3 | - | 2,829.22 |
1991 | 4 | - | 2,824.16 |
1991 | 5 | - | 2,833.96 |
1991 | 6 | - | 2,856.08 |
1991 | 7 | - | 2,932.59 |
1991 | 8 | - | 2,923.70 |
1991 | 9 | - | 2,929.01 |
1991 | 10 | - | 2,929.47 |
1991 | 11 | - | 2,956.87 |
1991 | 12 | - | 3,174.43 |
1992 | 1 | - | 3,155.36 |
1992 | 2 | - | 3,123.42 |
1992 | 3 | - | 3,131.67 |
1992 | 4 | - | 3,196.45 |
1992 | 5 | - | 3,153.96 |
1992 | 6 | - | 3,214.27 |
1992 | 7 | - | 3,244.54 |
1992 | 8 | - | 3,256.81 |
1992 | 9 | - | 3,218.31 |
1992 | 10 | - | 3,307.04 |
1992 | 11 | - | 3,415.22 |
1992 | 12 | - | 3,420.10 |
1993 | 1 | - | 3,479.07 |
1993 | 2 | - | 3,553.87 |
1993 | 3 | - | 3,506.19 |
1993 | 4 | - | 3,531.60 |
1993 | 5 | - | 3,562.16 |
1993 | 6 | - | 3,564.33 |
1993 | 7 | - | 3,627.15 |
1993 | 8 | - | 3,676.29 |
1993 | 9 | - | 3,721.95 |
1993 | 10 | - | 3,722.23 |
1993 | 11 | - | 3,755.25 |
1993 | 12 | - | 3,820.44 |
1994 | 1 | - | 3,817.55 |
1994 | 2 | - | 3,763.19 |
1994 | 3 | - | 3,637.26 |
1994 | 4 | - | 3,675.75 |
1994 | 5 | - | 3,716.49 |
1994 | 6 | - | 3,697.20 |
1994 | 7 | - | 3,811.15 |
1994 | 8 | - | 3,842.31 |
1994 | 9 | - | 3,825.25 |
1994 | 10 | - | 3,811.10 |
1994 | 11 | - | 3,772.01 |
1994 | 12 | - | 3,864.47 |
1995 | 1 | - | 4,012.05 |
1995 | 2 | - | 4,114.69 |
1995 | 3 | - | 4,247.00 |
1995 | 4 | - | 4,389.18 |
1995 | 5 | - | 4,528.68 |
1995 | 6 | - | 4,689.34 |
1995 | 7 | - | 4,713.40 |
1995 | 8 | - | 4,888.63 |
1995 | 9 | - | 4,933.24 |
1995 | 10 | - | 5,049.59 |
1995 | 11 | - | 5,220.72 |
1995 | 12 | - | 5,229.21 |
1996 | 1 | - | 5,537.96 |
1996 | 2 | - | 5,526.85 |
1996 | 3 | - | 5,537.74 |
1996 | 4 | - | 5,668.14 |
1996 | 5 | - | 5,740.62 |
1996 | 6 | - | 5,541.04 |
1996 | 7 | - | 5,711.47 |
1996 | 8 | - | 5,827.05 |
1996 | 9 | - | 6,067.10 |
1996 | 10 | - | 6,373.61 |
1996 | 11 | - | 6,449.98 |
1996 | 12 | - | 6,660.10 |
1997 | 1 | - | 6,950.55 |
1997 | 2 | - | 6,907.20 |
1997 | 3 | - | 6,672.00 |
1997 | 4 | - | 7,287.01 |
1997 | 5 | - | 7,675.90 |
1997 | 6 | - | 8,116.19 |
1997 | 7 | - | 8,144.42 |
1997 | 8 | - | 8,241.50 |
1997 | 9 | - | 8,377.10 |
1997 | 10 | - | 8,280.59 |
1997 | 11 | - | 8,498.76 |
1997 | 12 | - | 8,518.91 |
1998 | 1 | - | 9,064.30 |
1998 | 2 | - | 9,545.87 |
1998 | 3 | - | 9,870.98 |
1998 | 4 | - | 9,849.08 |
1998 | 5 | - | 9,860.55 |
1998 | 6 | - | 10,301.08 |
1998 | 7 | - | 9,582.99 |
1998 | 8 | - | 9,113.57 |
1998 | 9 | - | 9,231.22 |
1998 | 10 | - | 10,244.29 |
1998 | 11 | - | 10,664.72 |
1998 | 12 | - | 11,203.05 |
1999 | 1 | - | 11,195.57 |
1999 | 2 | - | 11,522.88 |
1999 | 3 | - | 12,012.60 |
1999 | 4 | - | 12,000.73 |
1999 | 5 | - | 11,927.31 |
1999 | 6 | - | 12,466.71 |
1999 | 7 | - | 11,996.17 |
1999 | 8 | - | 11,924.43 |
1999 | 9 | - | 11,772.69 |
1999 | 10 | - | 12,609.26 |
1999 | 11 | - | 12,963.42 |
1999 | 12 | - | 12,948.00 |
2000 | 1 | - | 12,627.14 |
2000 | 2 | - | 13,124.77 |
2000 | 3 | - | 13,311.75 |
2000 | 4 | - | 12,933.86 |
2000 | 5 | - | 13,343.02 |
2000 | 6 | - | 13,456.48 |
2000 | 7 | - | 13,582.93 |
2000 | 8 | - | 13,436.28 |
2000 | 9 | - | 12,735.68 |
2000 | 10 | - | 12,637.29 |
2000 | 11 | - | 12,217.73 |
2000 | 12 | - | 12,273.32 |
2001 | 1 | - | 12,011.13 |
2001 | 2 | - | 10,920.53 |
2001 | 3 | - | 10,969.53 |
2001 | 4 | - | 11,724.16 |
2001 | 5 | - | 11,444.11 |
2001 | 6 | - | 11,139.67 |
2001 | 7 | - | 10,911.77 |
2001 | 8 | - | 9,684.49 |
2001 | 9 | - | 9,992.85 |
2001 | 10 | - | 10,497.80 |
2001 | 11 | - | 10,651.70 |
2001 | 12 | - | 10,619.99 |
2002 | 1 | - | 10,263.93 |
2002 | 2 | - | 10,771.51 |
2002 | 3 | - | 10,392.95 |
2002 | 4 | - | 10,099.83 |
2002 | 5 | - | 9,501.82 |
2002 | 6 | - | 8,479.57 |
2002 | 7 | - | 8,576.13 |
2002 | 8 | - | 8,168.11 |
2002 | 9 | - | 8,056.44 |
2002 | 10 | - | 8,590.23 |
2002 | 11 | - | 8,501.32 |
2002 | 12 | - | 8,482.40 |
2003 | 1 | - | 7,938.27 |
2003 | 2 | - | 8,042.09 |
2003 | 3 | - | 8,467.18 |
2003 | 4 | - | 8,916.98 |
2003 | 5 | - | 9,425.62 |
2003 | 6 | - | 9,481.79 |
2003 | 7 | - | 9,466.02 |
2003 | 8 | - | 9,765.26 |
2003 | 9 | - | 9,963.28 |
2003 | 10 | - | 10,083.89 |
2003 | 11 | - | 10,392.84 |
2003 | 12 | - | 10,905.73 |
2004 | 1 | - | 11,024.23 |
2004 | 2 | - | 10,851.68 |
2004 | 3 | - | 10,956.74 |
2004 | 4 | - | 10,675.78 |
2004 | 5 | - | 10,980.86 |
2004 | 6 | - | 10,735.03 |
2004 | 7 | - | 10,586.07 |
2004 | 8 | - | 10,880.64 |
2004 | 9 | - | 10,891.80 |
2004 | 10 | - | 11,411.77 |
2004 | 11 | - | 11,723.02 |
2004 | 12 | - | 11,564.85 |
2005 | 1 | - | 11,759.28 |
2005 | 2 | - | 11,729.22 |
2005 | 3 | - | 11,446.67 |
2005 | 4 | - | 11,599.59 |
2005 | 5 | - | 11,852.54 |
2005 | 6 | - | 12,066.81 |
2005 | 7 | - | 12,104.22 |
2005 | 8 | - | 12,138.07 |
2005 | 9 | - | 11,819.54 |
2005 | 10 | - | 12,287.78 |
2005 | 11 | - | 12,551.24 |
2005 | 12 | - | 12,735.34 |
2006 | 1 | - | 12,733.22 |
2006 | 2 | - | 12,922.46 |
2006 | 3 | - | 13,025.62 |
2006 | 4 | - | 12,923.16 |
2006 | 5 | - | 12,573.48 |
2006 | 6 | - | 12,664.02 |
2006 | 7 | - | 12,954.24 |
2006 | 8 | - | 13,282.14 |
2006 | 9 | - | 13,762.41 |
2006 | 10 | - | 14,037.88 |
2006 | 11 | - | 14,339.45 |
2006 | 12 | - | 14,438.80 |
2007 | 1 | - | 14,669.25 |
2007 | 2 | - | 14,306.35 |
2007 | 3 | - | 14,904.39 |
2007 | 4 | - | 15,409.91 |
2007 | 5 | - | 15,463.06 |
2007 | 6 | - | 15,551.92 |
2007 | 7 | - | 14,898.56 |
2007 | 8 | - | 15,356.66 |
2007 | 9 | - | 15,816.07 |
2007 | 10 | - | 15,055.90 |
2007 | 11 | - | 15,242.33 |
2007 | 12 | - | 14,230.97 |
2008 | 1 | - | 14,008.40 |
2008 | 2 | - | 13,640.45 |
2008 | 3 | - | 14,219.33 |
2008 | 4 | - | 14,583.71 |
2008 | 5 | - | 13,964.40 |
2008 | 6 | - | 13,115.58 |
2008 | 7 | - | 13,392.39 |
2008 | 8 | - | 12,743.19 |
2008 | 9 | - | 10,169.88 |
2008 | 10 | - | 9,294.73 |
2008 | 11 | - | 9,262.08 |
2008 | 12 | - | 9,160.61 |
2009 | 1 | - | 8,546.62 |
2009 | 2 | - | 8,060.54 |
2009 | 3 | - | 9,053.74 |
2009 | 4 | - | 9,656.70 |
2009 | 5 | - | 9,933.74 |
2009 | 6 | - | 10,060.65 |
2009 | 7 | - | 10,877.65 |
2009 | 8 | - | 11,274.73 |
2009 | 9 | - | 11,545.67 |
2009 | 10 | - | 11,787.47 |
2009 | 11 | - | 12,049.85 |
2009 | 12 | - | 12,213.36 |
2010 | 1 | - | 11,859.36 |
2010 | 2 | - | 12,564.16 |
2010 | 3 | - | 13,077.78 |
2010 | 4 | - | 12,308.49 |
2010 | 5 | - | 11,872.33 |
2010 | 6 | - | 11,853.45 |
2010 | 7 | - | 11,955.81 |
2010 | 8 | - | 12,358.86 |
2010 | 9 | - | 12,924.58 |
2010 | 10 | - | 13,246.52 |
2010 | 11 | - | 13,738.46 |
2010 | 12 | - | 14,214.11 |
2011 | 1 | - | 14,661.98 |
2011 | 2 | - | 14,498.87 |
2011 | 3 | - | 14,820.89 |
2011 | 4 | - | 14,918.60 |
2011 | 5 | - | 14,372.19 |
2011 | 6 | - | 14,817.97 |
2011 | 7 | - | 13,276.81 |
2011 | 8 | - | 13,172.02 |
2011 | 9 | - | 13,569.67 |
2011 | 10 | - | 13,809.47 |
2011 | 11 | - | 14,024.17 |
2011 | 12 | - | 14,694.88 |
2012 | 1 | - | 15,306.57 |
2012 | 2 | - | 15,747.99 |
2012 | 3 | - | 15,741.97 |
2012 | 4 | - | 15,255.40 |
2012 | 5 | - | 15,079.59 |
2012 | 6 | - | 15,520.08 |
2012 | 7 | - | 16,045.85 |
2012 | 8 | - | 16,530.62 |
2012 | 9 | - | 16,494.73 |
2012 | 10 | - | 16,026.69 |
2012 | 11 | - | 16,375.36 |
2012 | 12 | - | 17,074.39 |
2013 | 1 | - | 17,472.73 |
2013 | 2 | - | 17,948.42 |
2013 | 3 | - | 18,209.35 |
2013 | 4 | - | 19,042.30 |
2013 | 5 | - | 18,829.45 |
2013 | 6 | - | 19,442.25 |
2013 | 7 | - | 19,491.35 |
2013 | 8 | - | 19,723.77 |
2013 | 9 | - | 20,141.44 |
2013 | 10 | - | 20,918.89 |
2013 | 11 | - | 21,237.21 |
2013 | 12 | - | 21,442.74 |
2014 | 1 | - | 21,414.86 |
2014 | 2 | - | 21,997.83 |
2014 | 3 | - | 22,042.21 |
2014 | 4 | - | 22,379.90 |
2014 | 5 | - | 23,095.23 |
2014 | 6 | - | 23,440.70 |
2014 | 7 | - | 23,340.62 |
2014 | 8 | - | 23,755.62 |
2014 | 9 | - | 23,126.91 |
2014 | 10 | - | 24,446.45 |
2014 | 11 | - | 24,601.41 |
2014 | 12 | - | 24,328.32 |
2015 | 1 | - | 25,016.18 |
2015 | 2 | - | 25,030.03 |
2015 | 3 | - | 25,249.90 |
2015 | 4 | - | 25,497.07 |
2015 | 5 | - | 25,386.03 |
2015 | 6 | - | 25,365.82 |
2015 | 7 | - | 24,750.85 |
2015 | 8 | - | 23,635.30 |
2015 | 9 | - | 24,655.67 |
2015 | 10 | - | 25,378.69 |
2015 | 11 | - | 25,098.77 |
2015 | 12 | - | 23,487.52 |
2016 | 1 | - | 23,358.36 |
2016 | 2 | - | 24,844.59 |
2016 | 3 | - | 25,548.01 |
2016 | 4 | - | 25,470.25 |
2016 | 5 | - | 25,741.89 |
2016 | 6 | - | 26,590.71 |
2016 | 7 | - | 26,909.60 |
2016 | 8 | - | 26,791.55 |
2016 | 9 | - | 26,655.99 |
2016 | 10 | - | 26,976.18 |
2016 | 11 | - | 28,040.65 |
2016 | 12 | - | 28,443.77 |
2017 | 1 | - | 29,176.61 |
2017 | 2 | - | 29,686.98 |
2017 | 3 | - | 29,641.26 |
2017 | 4 | - | 30,142.90 |
2017 | 5 | - | 30,678.37 |
2017 | 6 | - | 30,981.44 |
2017 | 7 | - | 31,058.21 |
2017 | 8 | - | 31,571.68 |
2017 | 9 | - | 32,435.10 |
2017 | 10 | - | 32,950.68 |
2017 | 11 | - | 33,900.81 |
2017 | 12 | - | 35,549.03 |
2018 | 1 | - | 34,522.85 |
2018 | 2 | - | 34,545.14 |
2018 | 3 | - | 33,970.32 |
2018 | 4 | - | 34,636.69 |
2018 | 5 | - | 35,368.55 |
2018 | 6 | - | 35,927.64 |
2018 | 7 | - | 36,808.15 |
2018 | 8 | - | 37,426.44 |
2018 | 9 | - | 35,985.90 |
2018 | 10 | - | 35,238.79 |
2018 | 11 | - | 33,278.63 |
2018 | 12 | - | 33,856.23 |
2019 | 1 | - | 35,829.67 |
2019 | 2 | - | 36,527.64 |
2019 | 3 | - | 37,887.65 |
2019 | 4 | - | 37,307.29 |
2019 | 5 | - | 37,831.36 |
2019 | 6 | - | 39,279.30 |
2019 | 7 | - | 38,048.12 |
2019 | 8 | - | 39,221.99 |
2019 | 9 | - | 39,225.84 |
2019 | 10 | - | 40,964.99 |
2019 | 11 | - | 41,976.55 |
2019 | 12 | - | 43,381.25 |
2020 | 1 | - | 43,434.21 |
2020 | 2 | - | 35,217.45 |
2020 | 3 | - | 36,738.36 |
2020 | 4 | - | 38,901.28 |
2020 | 5 | - | 41,433.08 |
2020 | 6 | - | 42,873.47 |
2020 | 7 | - | 45,400.22 |
2020 | 8 | - | 45,115.56 |
2020 | 9 | - | 45,894.26 |
2020 | 10 | - | 47,708.97 |
2020 | 11 | - | 49,741.41 |
2020 | 12 | - | 51,131.83 |
2021 | 1 | - | 52,405.80 |
2021 | 2 | - | 52,836.24 |
2021 | 3 | - | 56,017.76 |
2021 | 4 | - | 56,443.63 |
2021 | 5 | - | 57,465.49 |
2021 | 6 | - | 59,228.65 |
2021 | 7 | - | 60,522.89 |
2021 | 8 | - | 60,471.75 |
2021 | 9 | - | 60,745.19 |
2021 | 10 | - | 63,627.40 |
2021 | 11 | - | 63,796.26 |
2021 | 12 | - | 62,487.20 |
2022 | 1 | - | 60,673.46 |
2022 | 2 | - | 60,131.90 |
2022 | 3 | - | 60,203.04 |
2022 | 4 | - | 55,463.41 |
2022 | 5 | - | 53,594.64 |
2022 | 6 | - | 53,843.68 |
2022 | 7 | - | 57,315.20 |
2022 | 8 | - | 53,144.14 |
2022 | 9 | - | 51,501.36 |
2022 | 10 | - | 54,223.26 |
2022 | 11 | - | 54,229.13 |
2022 | 12 | - | 54,975.57 |
The information on this page is derived from Robert Shiller's book, Irrational Exuberance and the accompanying dataset, as well as the U.S. Bureau of Labor Statistics' monthly CPI logs.
Note that S&P index value for the current quarter is based on a moving average of closing prices, per Robert Shiller's methodology. The inflation data used is based on annual CPI averages.
Ian Webster is an engineer and data expert based in San Mateo, California. He has worked for Google, NASA, and consulted for governments around the world on data pipelines and data analysis. Disappointed by the lack of clear resources on the impacts of inflation on economic indicators, Ian believes this website serves as a valuable public tool. Ian earned his degree in Computer Science from Dartmouth College.
Start Value Average monthly close | $93.49 |
End Value Average monthly close | $4,573.82 |
Change in price | +4,792.30% +7.93% / yr |
Change incl. dividends | +17,807.55% +10.49% / yr |
Change incl. dividends, inflation-adjusted | +2,378.19% +6.37% / yr |
Final amount, nominal ($350 base) | $62,676.42 |
Final amount, inflation-adjusted ($350 base) | $8,673.65 |